I have decided not to accept insurance for therapeutic services. Many successful, established psychotherapists do not join insurance panels for three reasons. First, there is a great deal of paperwork to submit for in-network benefits, making it an impractical use of the clinician's time. Second, the in-network filing process usually requires a significant breach of client confidentiality. To meet the requirements for in-network reimbursement, the therapist must submit an official client diagnosis and an ongoing progress report, treatment plan, etc. Such information requires that the therapist divulge a good deal of personal information about the client, which then becomes part of his or her permanent medical record (potentially driving up client insurance rates). Third, insurance panel fee schedules are well below national averages, and are therefore not ideal for established psychotherapists.
If you would like to use your insurance please check with your insurance company to learn if you have out of network coverage, what the deductable is, and the reimbursement rate; this may be a percentage of my fee. I will provide you with the information you will need to file your claims. Some clients receive a cafeteria plan as part of their benefit plan at work. I will provide the necessary paperwork to assist in filing for this pre-tax benefit.